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4 Amazing Online Bill Pay Systems

So you think bill pay is pretty cut and dry, do you? Well, if you looked closely, you’d find out that bill pay is anything but ordinary. While the idea in itself is simple, there are a number of services you can use to get money to businesses and people on time, every time. Here’s a list of some of the bill pay services that you might not be aware of:
 
1. Bank
 
This is the simple one, but it must be addressed in case you weren’t aware. Your bank loves the idea of you managing all your money through them so they offer you free automatic bill pay. The great news about this service is it can be set to automatically deduct payments for the monthly bills you incur. If you have to pay a friend, relative or business associate, you can certainly do that by requesting a bill pay through your bank. They’ll write them a check and send it in your name. It’s so simple that it makes paying bills a breeze.
 
2. Paytrust.com
 
This is a paid service, but what you get from it makes it well worth the price. This service allows paytrust.com to work as your personal accountant. Not only will Pay Trust be sure to pay your bills for you (regardless of the payment method the biller accepts), they will also receive your bills for you, scan them in, email them to you and keep them as part of your personal records for eight years. It’s a great service and one that is worth looking into.
 
3. Reach card
 
This takes online bill pay to the next level. This is a prepaid card. Not only can you store you money on here in the amount that you require(which is great for not overspending), but it also gives you the option of bill pay. It’s a full service card that keeps your money in a safe place and helps you pay the right people at the right time. No more overdraft fees, and no more fear of identity theft. This card literally gives you peace of mind while saving you time.
 
4. Quicken 2008
 
Welcome to the ultimate money manager. With Quicken 2008, you not only get a comprehensive overview of your financial situation every time, but it allows you to take care of the bills you need. It provides a paid service that allows you to pay up to ten bills a month. While that number may seem small, most people don’t pay more than 10 automated bills in a month.
 
These services, whether free or paid, are designed to make your life easier and more organized. There is no need for you to go through the hassle of buying and writing checks, or pay the cost of postage. This is the best invention for the busy person with not enough time to do their bills on Sunday. When will you start using a bill-paying service?

Steve Jobs backs down on subscription pricing

Steve Jobs.

A couple months back, Apple CEO Steve Jobs made a number of enemies by implementing restrictions around App Store subscription pricing that included a 30 percent finder’s fee for Apple. Apparently some of that change is being rolled back, though Apple won’t be making it easy for subscribers to get content outside the App Store.

The new rules don’t go into effect until the end of the month, at which point we’ll be able to see just how well the app development world is handling the restrictions. Several publishers have pledged to comply with the new rules, but others have pledged to abandon the App Store altogether. I’ll be particularly curious to see what happens to the developers who continue on like nothing has changed. Will we see mass bans from the App Store?

To me, this change seems like a PR move. Apple knows that there are quite a few customers who are also App Store developers, and those guys were not happy when the changes rolled out. Hell, I wasn’t happy and I have no stake in the situation whatsoever.

Apple’s iCloud: How magical is it?

Apple iCloud.

Apple’s really nailed down its presentation strategy. The company doesn’t leak features before they’re absolutely ready for mass consumption (not counting the old AppleTV of course), and then it announces the product, shows just how awesome it is, and puts a release date just close enough that the world will stay excited until its release. iCloud is no different. Apple’s unveiling made Google Music look like a high-school project by comparison.

I’m really impressed by what Apple put together. There are a few recent Apple policies that have really made me question whether the company is worth supporting in any capacity. But iCloud is free, and iTunes Match, maybe the single greatest part of the iCloud rollout, is just $25 a year. None of this is to say that I think Apple has pioneered anything amazing. In fact, pretty much everything about the iCloud service has been available through Google for quite some time. It is clean, pretty, and looks incredibly easy to use, which is exactly what Apple is good at. It also further ties consumers into the iOS ecosystem, making it harder to consider leaving.

For the non-Apple users of the world, there is some good news here. Google is looking at iCloud and thinking of ways to do it better (and they can’t be happy about Apple taking the notification bar pretty much directly from Android). The next version of Android will almost certainly try to best iCloud in some serious ways. Google knows that Apple is going for brand loyalty with iCloud. Whatever the company releases to compete will have to be good enough to pull people away from iOS.

From Grueling Dial-Up to FIOS Heaven- Internet History

Internet.

With a spare fifteen minutes and a few simple clicks of a mouse, the average Internet user can order dinner and have it delivered to his door, download the latest episode of American Idol, make his monthly mortgage payment, and take care of the weekly conversation with his in-laws. All of this done quickly and easily using www.wirelessinternet.net Internet services.

By comparison, it wasn’t until 1470, fifteen years after Johannes Gutenberg’s invented the revolutionary printing press in Mainz, Germany, that the city of Paris, France produced its first written work.

Even at its slowest speed, surfing the Web likely never took quite as long as fifteen years. However, it was only several decades ago that the seemingly instantaneous Internet of modern times was reduced to a sluggish search engine that could make sending an email an all-day affair.

The Seed that Sprouted into the Internet

Before there was “Tweeting,” “Facebooking,” and “Googling,” the Internet began with an idea.
In the early 1960’s various individuals, namely J.C.R. Licklider of MIT, Leonard Kleinrock of MIT and soon thereafter, UCLA, and Lawrence Roberts of MIT, performed the initial thinking and experimentation that would ultimately give birth to the Internet.

The Idea: To develop a reliable technology that would allow people – particularly scientists and military personnel – to exchange information, experiments, and advances with other members of their fields who were located across wide geographical boundaries.  

However, it would be almost thirty more years until the cumulative efforts of scientists, engineers, electricians and countless other professionals resulted in a communications system that somewhat resembled the network used today.

The First of Many Firsts: ARPAnet

 It was in 1969 when the Internet, which at that time was known as ARPAnet, took its first steps. Computers at four prominent institutions – UCLA, Stanford Research Institute, UCSB, and the University of Utah – were linked together and formed the first real network sustained by a technology known as packet-switching.
ARPAnet = Advanced Research Projects Agency Network

Other Notable Firsts

-1971: Electronic Mail (Email) was Invented
-1974: In a December proposal for a transmission control program, the term “Internet” was first used, thus beginning the transformation away from the artist formerly known as ARPAnet.
-1984-1989: The amount of hosts on the Internet increases by 100x, growing from around 1,000 to more than 100,000.
-1990: The call is answered for Internet dial-up when “The World” (http://www.theworld.com/) becomes the first commercial dial-up Internet supplier.
-1991: The first of what would ultimately amass to more than ten billion webpages by the end of the first decade of the twenty-first century was generated. Continue reading »

5 Tech Advantages Teenagers Have That You Didn’t

Computer kid.

Kids today have no clue how great they’ve got it. While teens used to have to actually make plans and arrange to meet and do things in person, “I’ll call you” or “I’ll text you” via prepaid smartphones have replaced this archaic method of trying to control the future proactively.

You can say what you want about how kids today are this and that, but you have to give them credit on a lot of fronts. They’ve learned more about technology’s role in creating a self-actualized lifestyle than most retirees have, despite having less than two decades of life experience.

When it comes to technology, nobody beats the teens of today. They actually think they need it, and for good reason. Let’s take a look at a few technologies that kids today think they couldn’t live without.

1. Mobile Internet

These days, the Internet is practically everywhere. From public parks to classrooms, and from cafes to some school buses, you can pretty much look up anything from pretty much anywhere you happen to be. Do you remember when you had to actually go home to look up things or do homework? Worse still, do you remember that semi-bronze age period of history when going to the library was actually useful for studying?

Teens today actually think they need the Internet everywhere they go. One tends to wonder how this impacts their critical thinking skills if they’re so reliant on one type of technology over which they have no control. Of course, you can’t blame them for wanting the Net everywhere.

2. Touch Screen Prepaid Cell Phones

Are you old enough to remember when your nearest lifeline to help or your friends was the nearest pay phone and the change in your pocket? Did you ever have a pager, which required you to find a phone and dial up the person who called you? Guess what — kids these days don’t have to use that much creativity in their communications.

According to a survey conducted in 2008, nearly half the teens who responded said that not having a cell phone would either cripple or totally eliminate their social life. It makes sense that they’d feel this way, considering how little time anybody today has.

Task lists that used to take a week now have deadlines of 24 hours or so as everyone struggles to put more effort into getting ahead. Your kid can be talking to you, texting their best-friend-forever, and searching for such important information as how many dimes it would take to stack up to the Moon. If you just did a search out of curiosity, the apple didn’t fall far from the tree. Continue reading »

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