4 Amazing Online Bill Pay Systems

So you think bill pay is pretty cut and dry, do you? Well, if you looked closely, you’d find out that bill pay is anything but ordinary. While the idea in itself is simple, there are a number of services you can use to get money to businesses and people on time, every time. Here’s a list of some of the bill pay services that you might not be aware of:
 
1. Bank
 
This is the simple one, but it must be addressed in case you weren’t aware. Your bank loves the idea of you managing all your money through them so they offer you free automatic bill pay. The great news about this service is it can be set to automatically deduct payments for the monthly bills you incur. If you have to pay a friend, relative or business associate, you can certainly do that by requesting a bill pay through your bank. They’ll write them a check and send it in your name. It’s so simple that it makes paying bills a breeze.
 
2. Paytrust.com
 
This is a paid service, but what you get from it makes it well worth the price. This service allows paytrust.com to work as your personal accountant. Not only will Pay Trust be sure to pay your bills for you (regardless of the payment method the biller accepts), they will also receive your bills for you, scan them in, email them to you and keep them as part of your personal records for eight years. It’s a great service and one that is worth looking into.
 
3. Reach card
 
This takes online bill pay to the next level. This is a prepaid card. Not only can you store you money on here in the amount that you require(which is great for not overspending), but it also gives you the option of bill pay. It’s a full service card that keeps your money in a safe place and helps you pay the right people at the right time. No more overdraft fees, and no more fear of identity theft. This card literally gives you peace of mind while saving you time.
 
4. Quicken 2008
 
Welcome to the ultimate money manager. With Quicken 2008, you not only get a comprehensive overview of your financial situation every time, but it allows you to take care of the bills you need. It provides a paid service that allows you to pay up to ten bills a month. While that number may seem small, most people don’t pay more than 10 automated bills in a month.
 
These services, whether free or paid, are designed to make your life easier and more organized. There is no need for you to go through the hassle of buying and writing checks, or pay the cost of postage. This is the best invention for the busy person with not enough time to do their bills on Sunday. When will you start using a bill-paying service?

  

From Grueling Dial-Up to FIOS Heaven- Internet History

Internet.

With a spare fifteen minutes and a few simple clicks of a mouse, the average Internet user can order dinner and have it delivered to his door, download the latest episode of American Idol, make his monthly mortgage payment, and take care of the weekly conversation with his in-laws. All of this done quickly and easily using www.wirelessinternet.net Internet services.

By comparison, it wasn’t until 1470, fifteen years after Johannes Gutenberg’s invented the revolutionary printing press in Mainz, Germany, that the city of Paris, France produced its first written work.

Even at its slowest speed, surfing the Web likely never took quite as long as fifteen years. However, it was only several decades ago that the seemingly instantaneous Internet of modern times was reduced to a sluggish search engine that could make sending an email an all-day affair.

The Seed that Sprouted into the Internet

Before there was “Tweeting,” “Facebooking,” and “Googling,” the Internet began with an idea.
In the early 1960’s various individuals, namely J.C.R. Licklider of MIT, Leonard Kleinrock of MIT and soon thereafter, UCLA, and Lawrence Roberts of MIT, performed the initial thinking and experimentation that would ultimately give birth to the Internet.

The Idea: To develop a reliable technology that would allow people – particularly scientists and military personnel – to exchange information, experiments, and advances with other members of their fields who were located across wide geographical boundaries.  

However, it would be almost thirty more years until the cumulative efforts of scientists, engineers, electricians and countless other professionals resulted in a communications system that somewhat resembled the network used today.

The First of Many Firsts: ARPAnet

 It was in 1969 when the Internet, which at that time was known as ARPAnet, took its first steps. Computers at four prominent institutions – UCLA, Stanford Research Institute, UCSB, and the University of Utah – were linked together and formed the first real network sustained by a technology known as packet-switching.
ARPAnet = Advanced Research Projects Agency Network

Other Notable Firsts

-1971: Electronic Mail (Email) was Invented
-1974: In a December proposal for a transmission control program, the term “Internet” was first used, thus beginning the transformation away from the artist formerly known as ARPAnet.
-1984-1989: The amount of hosts on the Internet increases by 100x, growing from around 1,000 to more than 100,000.
-1990: The call is answered for Internet dial-up when “The World” (http://www.theworld.com/) becomes the first commercial dial-up Internet supplier.
-1991: The first of what would ultimately amass to more than ten billion webpages by the end of the first decade of the twenty-first century was generated. Read the rest of this entry »

  

5 Tech Advantages Teenagers Have That You Didn’t

Computer kid.

Kids today have no clue how great they’ve got it. While teens used to have to actually make plans and arrange to meet and do things in person, “I’ll call you” or “I’ll text you” via prepaid smartphones have replaced this archaic method of trying to control the future proactively.

You can say what you want about how kids today are this and that, but you have to give them credit on a lot of fronts. They’ve learned more about technology’s role in creating a self-actualized lifestyle than most retirees have, despite having less than two decades of life experience.

When it comes to technology, nobody beats the teens of today. They actually think they need it, and for good reason. Let’s take a look at a few technologies that kids today think they couldn’t live without.

1. Mobile Internet

These days, the Internet is practically everywhere. From public parks to classrooms, and from cafes to some school buses, you can pretty much look up anything from pretty much anywhere you happen to be. Do you remember when you had to actually go home to look up things or do homework? Worse still, do you remember that semi-bronze age period of history when going to the library was actually useful for studying?

Teens today actually think they need the Internet everywhere they go. One tends to wonder how this impacts their critical thinking skills if they’re so reliant on one type of technology over which they have no control. Of course, you can’t blame them for wanting the Net everywhere.

2. Touch Screen Prepaid Cell Phones

Are you old enough to remember when your nearest lifeline to help or your friends was the nearest pay phone and the change in your pocket? Did you ever have a pager, which required you to find a phone and dial up the person who called you? Guess what — kids these days don’t have to use that much creativity in their communications.

According to a survey conducted in 2008, nearly half the teens who responded said that not having a cell phone would either cripple or totally eliminate their social life. It makes sense that they’d feel this way, considering how little time anybody today has.

Task lists that used to take a week now have deadlines of 24 hours or so as everyone struggles to put more effort into getting ahead. Your kid can be talking to you, texting their best-friend-forever, and searching for such important information as how many dimes it would take to stack up to the Moon. If you just did a search out of curiosity, the apple didn’t fall far from the tree. Read the rest of this entry »

  

6 Paper Products That Technology Has Made Digital

The technology has made life so much easier that we forget how it used to be. A child of the new millennium has no idea how to work a rotary-dial phone, and the thought of not having a cell phone can feel like the ultimate peer pressure overload to a teenager. So as a trip down memory lane, here are six formerly paper items that have been turned digital.

1. Photographs

Remember photographs that were printed with a special dark room process on photographic paper? They gave us something to remember things, people and events by and they were kept in photo albums that had to be stored somewhere. If a person collected a lot of pictures, they would have uncivilized amounts of photographs taking up room in boxes or big, bulky albums that gathered dust. Thousands of photos can be stored on something smaller than a stick of chewing gum, now; it‘s amazing.

2. Contracts

Every company who’s anybody has contracts to deal with. The contracts are between the company and it’s clients, or the company and it’s creditors, or even between the building owner and the company who rents the place. There are as many kinds of contracts as there are businesses, and firms like Echosign are providing electronic signatures to verify that everything is legal and recorded.

3. TV Guide

Many still use the paper hard copy of TV schedules, but more and more of the big TV-makers are programming the sets to display the schedule to be seen on-screen. No need for the paper version.

4. Books and Magazines

Books and magazines now come on electronic devices that can hold hundreds or thousands of books. The Nook, Kindle and iPad are taking the reading world by storm–iPads are being used in schools now–leaving storage and durability problems in the past. Buying e-books take place in a digital market instead of requiring a trip to the bookstore, and the book downloads onto the device, ready to read. They’re paid for with online transactions involving plastic cards or digital signatures, and not cash.

5. Statements and Bills

Bank statements and cell phone bills can be accessed online; in fact, some companies give discounts to paperless customers.

6. Employment Applications

Job hunting is now a paperless application done by computer, requiring emailing a digital resume–saving time, money and trees. For a potential employer, the online application has given large chunks of time back, being able to weed out definite no-hires without having to interview them all to find out they’re definite no-hires. Potential employees can send out many applications a day online, rather than have to pound the pavement going to one place at a time. It’s a known fact that more people find jobs at home in their pajamas these days.
It’s a growing list of things that are turning digital, and it grows exponentially by the day. Do you have any to add?

  

7 Mobile Apps to Arm your Office With

Since their inception, smartphones have become one of the most widely-used devices in offices. They allow employees to work and be mobile at the same time. Not only do they help users stay connected, they are invaluable for completing tasks with their array of powerful mobile apps.

With the right apps your smartphone can become your office. So here are seven mobile apps that you should be sure to arm your office with.
 
1. Insight
 
Project management is one of the most important operations of any office, especially when employees make frequent business trips. The Insight app allows project team members to easily track their progress as well as coordinate tasks. With active boards for postings or comments and email capability, this app also helps members communicate. 
 
2. Metrofax
 
Receiving faxes from only one location the sole location of the office can hinder the mobility of your company, requiring someone to monitor the fax machine and you to come in just to review them. The Metrofax mobile app gives you the capability to view incoming faxes instantly and keep track of those most important. Now you can respond to faxes from anywhere.
 
3. Salesforce
 
Working with clients no longer has to be a stationary office operation with the Salesforce app. And this app is just as equipped as its Web-based predecessor. Right from your smartphone you can access client account information, follow new sales leads and handle any customer enquiries. 
 
4. Quickoffice
 
Getting work done as you move is a lot easier when you have the Quickoffice Mobile Office Suite app. With Quickoffice you can compose, edit or view documents for popular software like Microsoft Word and Excel. Forget about lugging around your laptop when you have this app. 
 
5. FlightTrack Pro
 
If your office is full of business road warriors, FlightTrack Pro is the app for your company. Worldwide flights are tracked by this app, keeping you posted on any potential delays or gate changes. It can pull up your full itinerary just by simply sending your airline confirmation. This app has access to over 5,000 airports and 1,400 airlines so your office will always travel on time.
 
6. Dropbox
 
Instead of having your office staff constantly sharing files by sending them via email, synchronize them all together with the Dropbox app. It works with all major computer platforms – Mac, Windows and Linux – so everyone can be automatically connected. 
 
7. Contact Hero
 
This mobile app allows you to put contacts from other applications, such as email clients Gmail or Yahoo, all in one place. Contact Hero lets users organize their phonebooks, as well as create a history of all correspondence from calls to texts to emails.
 
With these mobile apps you, and your staff, can almost literally carry the office around on a smartphone. It should be company policy that each employee have them at their disposal. What apps is your office armed with?